Government / Tax

The Fake DJP Tax Refund Notice

Attackers impersonate Indonesia's Directorate General of Taxes (DJP) to trick taxpayers into clicking a link for a refund that does not exist. This walkthrough is a fictional, illustrative example built for training.

The scenario

An email or SMS arrives with a DJP-style logo and a subject line like 'Notification of Tax Overpayment: Refund of Rp 2,450,000 Available'. The sender name reads 'DJP Online Notification' but the actual address is something unrelated, such as a free webmail account or a domain that only resembles pajak.go.id.

The message states that the recipient overpaid their annual tax (SPT Tahunan) and is eligible for a refund, or alternatively that a balance is overdue and will be escalated to enforcement action if not settled within 24 to 48 hours. Both versions exist and rely on the same urgency.

A button reads 'Claim Refund Now' or 'Pay Immediately' and links to a page styled to resemble djponline.pajak.go.id, complete with a similar color scheme and government emblem. The URL itself is a lookalike domain, for example pajak-online-refund.com or a shortened link that hides the real destination.

The fake page asks the visitor to log in with their NPWP (tax ID number), EFIN, date of birth, and sometimes a one-time password sent to their phone. Once submitted, the attacker now holds enough information to attempt account takeover or identity-based fraud, and the victim is redirected to the real DJP site so nothing looks wrong.

Red flags to spot

Urgency with a short deadline

Tax authorities do not typically demand action within hours. Artificial time pressure is designed to stop you from thinking or verifying before you act.

Sender domain does not match pajak.go.id

Legitimate DJP communication comes from official .go.id government domains. A similar-looking but different domain is the single clearest sign of impersonation.

Request for NPWP, EFIN, and OTP together

DJP's real systems never ask you to submit your EFIN and a one-time password through an email link. Collecting all three at once gives an attacker everything needed to take over your tax account.

Generic greeting instead of your registered name

Real DJP correspondence tied to your tax file typically references your registered name or NPWP number directly, not a generic 'Dear Taxpayer'.

Refund or penalty amount that feels oddly specific but unverifiable

A precise-looking rupiah figure creates false credibility. There is no way to confirm it is real except by checking your account directly on djponline.pajak.go.id, which the message conveniently discourages.

The lesson

Never click a link in an unsolicited tax message. Instead, open a browser yourself and type djponline.pajak.go.id directly, or use the official DJP mobile app, to check your tax status and any refund or balance due. If you are unsure whether a message is genuine, contact DJP through the official Kring Pajak hotline (1500200) rather than any phone number or link provided in the message itself. Treat any tax communication that pressures you to act within hours, and asks for your EFIN or OTP by link, as fraudulent by default.

These are illustrative examples built for training purposes only, not real messages sent by Claro or any actual organization.

Frequently asked questions

  • DJP may notify you that a refund process has started, but it will always tell you to log in yourself via djponline.pajak.go.id rather than provide a direct login link, and it will never ask for your EFIN or an OTP by email or SMS.

Run these patterns as real simulations

Claro turns each of these lures into a localized, trackable phishing simulation your team can learn from safely.

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